Medical + Baggage Insurance + Public Liability

 
RATES
Departures from countries within the European Union
  1 week 2 weeks 1 month
Less than 36 years old 13 € 25 € 34 €
From 36 to 69 years old 16 € 30 € 41 €
Departures from countries outside the European Union
  1 week 2 weeks 1 month
Less than 36 years old 22 € 43 € 60 €
From 36 to 69 years old 27 € 52 € 72 €

  • Free cancellation or modification within 10 working days following the booking confirmation (insurance bond is non-refundable afterwards).
  • 25$ fee per contract applies for modifications after 10 days.
  • No changes can be made within 48hrs prior to departure.

 

Insurance details

MEDICAL EXPENSES
Maximum allowance per person and per year 150 000 €
Surgery and hospital expenses 100%
Medical and paramedical consultations, pharmacy, laboratory analysis, X-rays 100%
Emergency dental care 300 €
Dental care following an accident 600 €
Ambulance medical transportation 100%
ACCIDENTAL DEATH & DISABILITY BENEFITS
Death lump sum 8 000 €
Total permanent disability 30 000 €
ASSISTANCE & REPATRIATION
Medical repatriation 100%
Return ticket in case of death of a member of the close family One way ticket
Presence of a family member in case of hospitalization for more than 6 days, including return ticket Return ticket + 80€/ night (max. 8 nights)
Research fees 3 000 €
Cash advance in case of theft 700 €
Shipment of necessary medication that cannot be found on the spot 100%
Legal assistance (refund of legal fees) 3 000 €
Advance on bail (legal case) 7 000 €
Repatriation of mortal remains
(funeral expenses limited to 1 500 €)
100%
CIVIL LIABILITY & LUGGAGE INSURANCE
Damages caused to others during the trip and the stay:
Corporal damage 4 575 000 €
Damage to property 450 000 €
Deductible 80 €
Personal effects & luggage coverage
During travel (initial departure and final return) 1 150 €


IMPORTANT :
 
  • Benefits are valid worldwide, excluding country of residence and France
  • Subscriptions available up to age of 70
  • Policy and insurance certificate are immediately provided upon subscription
  • Trips are covered up to a maximum of 365 days
  • This insurance can only be subscribed before leaving the country of residence
  • The entire period of insurance must be paid at time of purchase
  • The above schedule of benefits is purely indicative and non-contractual, please refer to the policy wording for the contractual scope of the insurance


MAIN POLICY EXCLUSIONS (for informatrion only) :
 
  • Expenses related to pre existing conditions: consequent to accidents or illnesses which occurred prior to enrolment
  • Medical fees for which the insured could have waited for the return to his country of residence
  • Medical fees incurred in the country of residence
  • Congenital disability, hereditary diseases, and chronic illnesses
  • Medical aids and appliancies including hearing aids, dental prosthesis and spectacles
  • Mental diseases, nervous breakdowns, psychotherapy, neurology, including consultations, self mutilation or attempt of suicide
  • Vaccination, dermatology, maternity and childbirth, alcoholism or drunkenness
  • Trips undertaken for diagnosis and / or medical treatment

 

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