Medical + Baggage Insurance + Public Liability

 
RATES

Departures from countries within the European Union

(Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Lithuania, Latvia, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Spain, Romania, Romania , United Kingdom, Slovakia, Slovenia and Sweden)

  Up to 7 days From 8 to 14 days Over 14 days and more 
(monthly price)
Less than 36 years old €13 €25 €34
From 36 to 69 years old €16 €30 €41
Departures from countries outside the European Union
  Up to 7 days From 8 to 14 days Over 14 days and more 
(monthly price)
Less than 36 years old €22 €43 €60
From 36 to 69 years old €27 €52 €72

  • Free cancellation or modification within 10 working days following the booking confirmation (insurance bond is non-refundable afterwards).
  • $25 fee per contract applies for modifications after 10 open days.
  • No changes can be made within 48hrs prior to departure.

 

Insurance details

MEDICAL EXPENSES
Maximum allowance per person and per year 150 000 €
Surgery and hospital expenses 100%
Medical and paramedical consultations, pharmacy, laboratory analysis, X-rays 100%
Emergency dental care 300 €
Dental care following an accident 600 €
Ambulance medical transportation 100%
ACCIDENTAL DEATH & DISABILITY BENEFITS
Death lump sum 8 000 €
Total permanent disability 30 000 €
ASSISTANCE & REPATRIATION
Medical repatriation 100%
Return ticket in case of death of a member of the close family One way ticket
Presence of a family member in case of hospitalization for more than 6 days, including return ticket Return ticket + 80€/ night (max. 8 nights)
Research fees 3 000 €
Cash advance in case of theft 700 €
Shipment of necessary medication that cannot be found on the spot 100%
Legal assistance (refund of legal fees) 3 000 €
Advance on bail (legal case) 7 000 €
Repatriation of mortal remains (funeral expenses limited to 1 500 €) 100%
CIVIL LIABILITY & LUGGAGE INSURANCE
Damages caused to others during the trip and the stay:
Corporal damage 4 500 000 €
Damage to property 450 000 €
Deductible 100 €
Personal effects & luggage coverage
During travel (initial departure and final return) 1 150 €


IMPORTANT :
 
  • Benefits are valid worldwide, excluding country of residence and France
  • Subscriptions available up to age of 70
  • Policy and insurance certificate are immediately provided upon subscription
  • Trips are covered up to a maximum of 365 days
  • This insurance can only be subscribed before leaving the country of residence
  • The entire period of insurance must be paid at time of purchase
  • The above schedule of benefits is purely indicative and non-contractual, please refer to the policy wording for the contractual scope of the insurance


MAIN POLICY EXCLUSIONS (for informatrion only) :
 
  • Expenses related to pre existing conditions: consequent to accidents or illnesses which occurred prior to enrolment
  • Medical fees for which the insured could have waited for the return to his country of residence
  • Medical fees incurred in the country of residence
  • Congenital disability, hereditary diseases, and chronic illnesses
  • Medical aids and appliancies including hearing aids, dental prosthesis and spectacles
  • Mental diseases, nervous breakdowns, psychotherapy, neurology, including consultations, self mutilation or attempt of suicide
  • Vaccination, dermatology, maternity and childbirth, alcoholism or drunkenness
  • Trips undertaken for diagnosis and / or medical treatment

 

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